Do you want to cut your grocery bill in half? Learn how to easily save 50% AND MORE! Sign up for one of my workshops or order the book and see for yourself.

Wednesday, April 20, 2011

BOOK SIGNING AT MOUNTAIN LAKE HOTEL

I enjoyed my book signing on Mother's Day Sunday at beautiful Mountain Lake Hotel. One of the most gorgeous places on earth is located at the top of the world, 115 Hotel Circle, Pembroke, Virginia. My book is now available at the hotel's gift shop.

Posting about their awesome Sunday brunch at last summer's visit.

Tuesday, April 19, 2011

MEANINGFUL MOTHER'S DAY GIFTS

MEANINGFUL MOTHER’S DAY GIFT IDEAS

Panic has started for those in search of the perfect Mother’s Day gift. Recognizing that gift perfection does not exist should be the beginning of stress relief. I devoted an entire chapter of my book to ‘the art of frugal gifting’. Gift ideas for every occasion and situation are covered. I shared numerous ways to practice this technique, particularly how to do year round so that panic does not translate into overspending your budget. A holiday as special as Mother’s Day should not be overshadowed by stress.

I cannot speak for all mothers yet feel confident in my next statement. They do not long for a gift that requires shuffling or dusting. I have heard the same lament for decades, albeit in hushed tones. I have known people who stressed over de-cluttering, worrying about the giver’s discovery. Baskets, robes, lotions, shirts, umbrellas and perfumes will only demand space unless you are positive the recipient has a need for them.

How many unopened packages of slippers have you noticed? I have lost count of the estate sales where I witnessed the disposal of unused items from years of holiday and birthday gift giving. Homemade freezer meals and an assortment of favorite juices would be a nice change in dinner routine. Your famous Chicken Cacciatore or melt-in-your-mouth mints would be a special treat.

A gift certificate to a mom’s favorite restaurant will earn favor even for the one who loves to cook. Like me, she may prefer the meal prior to or after the Sunday Mother’s Day crowd. We began celebrating in this manner years ago when our children were small. In fact, I will be on top of the world (literally) this year. I will be at Mountain Lake Hotel, doing a signing for my book ‘The Art of Frugality’.

A favorite classic movie or TV show on DVD will provide enjoyment more than once, as will a CD of the music she loves. Forgotten photographs in the appropriate frames may become her conversation grouping for years to come. A handwritten recipe from a loved one becomes family history when displayed with beautiful matting. You can add notations with beautiful handwriting, calligraphy, an engraved plaque, bronzed plating, or from your computer.

Many have limited economic resources and basic necessities seem luxurious. These mothers would welcome gift cards to a pharmacy, grocery or department store to help stretch her income. Additional budget boosters are laundry detergent, over the counter medications, paper products and postage stamps. Toiletries besides deodorant and shampoo continually need replenishing. Cough drops, mints, gum, sports cream, hand cream and lip balm are just a few. Subscriptions to a favorite magazine or newspaper would be a nice surprise. Fresh flowers, favorite snacks and drinks could be something she would never splurge on herself.

Many of these can be free or purchased for pennies by combining sale promotions with coupons. Today’s economic times require careful spending habits. I routinely save 75-90% on grocery and household items. I will be teaching another seminar on how to permanently reduce your cost on these products. The workshop will be at the Bluefield Recreation Department (1780 Stadium Drive) on Saturday, May 14, from 10am-11:30. Grant’s Supermarket is graciously sponsoring this event. Admission for each guest is a canned or non-perishable food item to stock the Union Mission Pantry.

Other mothers have very little space, especially if in an assisted living or nursing care facility. Something as simple as a sun catcher and prism can bring the sunshine inside. A free standing or suction-type bird feeder with birdseed refills would be an added bonus. A bright calendar marked with important family dates will be used all year. Besides the usual birthdays and anniversaries, remembrances of deceased loves ones is special.

The gift of time is priceless. Finding useful gifts for the matriarch of a large family is often overwhelming. Okay, challenging if not impossible! One year my siblings and I gave our grandmother a spring-cleaning certificate. We asked for a list of any projects or chores. Each year afterward, she looked forward to this gift. We washed windows and curtains, scrubbed the porch, painted deck furniture, and brought dirt from the woods for her flowers. One year we painted the outside of her house. Everyone would bring a covered dish and make the workday a party. Nothing seemed like a chore. My only regret is that we did not think of this idea earlier. Those memories with her are a precious treasure, and I wouldn’t trade them for anything in this world.

Remember that the thought is truly what counts. The most treasured gifts are often the least expensive or free ones. I cherish the flower pots with painted hand prints and construction paper cards from long ago. A gift from the heart will rival any mass-produced trinket. I recommend functional, sentimental, practical and/or consumable when thinking of a gift. Happy Mother’s Day!


......by Wendi Meredith

published article for

Front Porch Monthly

May 2011 edition

Thursday, April 7, 2011

ROANOKE's CHANNEL 10 'FRUGAL FRIDAY'

I was invited by the wonderful people at WSLS-10 for another frugal segment. The show aired live at noon on Friday, April 8, 2011. The theme was wedding and baby shower gift ideas. Natalie is expecting her second daughter soon!
See the segment here.

Friday, March 18, 2011

COUPONS & MORE WORKSHOP



I was one of the featured speakers at the 11th annual Four Seasons Women's Conference in Bluefield on March 22. This is a great day conference (9am-4pm) and was attended by over 200 women. I taught 'Juggling your Grocery Budget & Family Meals'.
More details here.

Wednesday, March 2, 2011

Kmart SUPER DOUBLE COUPONS


Many Kmart stores will double coupons up to $2.oo thru Saturday, March 11. Verify your individual store's policy as there are some restrictions.

Last time this was offered, I purchased everything pictured for 75 cents.

Wednesday, February 2, 2011

TV APPEARANCE TOMORROW!


I have been invited to return to WSLS-Channel 10 in Roanoke for another segment!
I will be sharing three meals ~ all quick, healthy and inexpensive.
Airing live tomorrow (February 3) at noon.
Each complete meal cost $1.oo, $4.32 & $6.oo with a 30-cent dessert.


view the segment & recipes here


Tuesday, January 11, 2011

ICE CREAM PARTY

Less than $2. was spent to satisfy everyone's preference. In addition to perfect party ingredients, this assortment would make a wonderful hostess or housewarming gift.

Saturday, December 18, 2010

TV APPEARANCE - STRETCHING YOUR FOOD BUDGET



Pictures with hosts Jay Prater and Natalie Faunce from December 17 on WSLS-10 in Roanoke, Virginia. Jay, Natalie, Stephanie (producer) and the entire staff could not have been nicer! Items displayed on the set were from recent purchases that cost me less than $4.
View the segment here.

Wednesday, December 8, 2010

A QUARTER -OR- FREE

A 95% savings is always better than full price. I paid only 25 cents for each soup; the drinks and gum were free. This order was originally $35. I paid a grand total of $1.75!

Friday, November 26, 2010

RESORT LUNCH FOR TWO


I recently enjoyed the Sunday brunch at beautiful Mountain Lake Hotel, where the hit movie Dirty Dancing was filmed. I never grow tired of this place at the top of the world.

My winning bid at a silent auction was a great deal since it included tickets for two, tax and tip. The pictures tell the story.











Thursday, November 11, 2010

NEVER SAY NEVER

The convenience of wearing contacts ranks high enough for me to pay full price (begrudgingly!) since I save enough money on everything else. There are a few items that rarely, if ever, go on sale and coupons are practically nonexistent. In 32 years of purchasing cleaners and solutions, I have never found sales for the formula I use. Until recently, that is.
Packaging appeared to be the only explanation for the 75% markdown.
There is always a first time for everything.

Tuesday, November 2, 2010

92% SAVINGS

Savings like this are so routine that I find myself believing that 'only half off' is substandard. My book and seminars teach that a grocery budget can easily be permanently reduced by at least 50% ... on average by 75-90%. The total cost would have been $43.65 ~ instead I paid only $3.49.

Friday, October 1, 2010

T-BONES, TURKEY BREAST, ROAST + MORE

The turkey and steaks would have normally cost in excess of $55. Instead, I spent $51. on my entire order which included:
  • 4 - T-bone steaks
  • turkey breast (8 lbs.)
  • roast (1.5 lbs. b'less)
  • 4 - yogurts
  • 2 - pasta sauce
  • almonds
  • white grape juice
  • 24 - soft drinks
  • oatmeal

Wednesday, September 29, 2010

Friday, September 24, 2010

A COMPLETE MEAL FOR ONLY $2.49

The only expense was one pound of organic beef, which we purchased in bulk last winter. Our garden produced the fresh peppers, cucumbers, tomatoes and squash. The remaining items were at no cost, from previous shopping trips. Combining sale prices with manufacturer coupons allowed my recipe ingredients (macaroni, milk, cheese, butter, rice, tomato sauce and cornmeal) to be free.

Wednesday, September 22, 2010

QUICK SAVINGS

I saved money even though my intended stop was for only one item. The olive oil was BOGO, so I paid half of the regular price. Everything else was either a weekly sales promotion or an unadvertised special, a result of store remodeling. I spent only $3.95 simply because I had my trusty (and very well-worn) coupon binder.

Thursday, September 9, 2010

GROCERY SAVINGS WORKSHOP-Mt JACKSON, Va

LEARN TO PERMANENTLY REDUCE YOUR GROCERY BILL
A MINIMUM OF 50%
***ROUTINELY 75-90%***
~~~~~~~~~~~~~
Saturday, September 18
~~~~~~~~~~~~~
2-hour seminars will be offered morning & afternoon session:
~~~~~~~~~~~~~~
10:00 am - 12 noon
~or~
2:00 p.m. - 4:00 p.m.
~~~~~~~~~~~~~~~~~
cost: $20.00 per person
~~~~~~~~~~~~~~~~~~
Shenandoah Meeting Room
Mt. Jackson, Virginia

Friday, August 27, 2010

FREEBIES

Yes, everything was free. Unadvertised specials and sale prices were good deals. Matching these with coupons made for an excellent shopping experience.

Monday, August 16, 2010

WORKSHOP SCHEDULE/SLASH GROCERY BILL

Learn how to save *at least 50%*
**routinely 75-95%**
on groceries from this day forward at one of the workshops below!

FEE: $10 each person

-------------------------
August 26, 2010 ~ 6:30pm ~ Pembroke, VA
-------------------------


August 20, 2010 ~ 10 am-12noon
Bearspring, Va United Methodist Church
-----------------
August 19, 2010 ~ 10 am-12 noon
Private Workshop ~ White Gate, VA


************
"I need this because I am losing money every day."
************

Tuesday, August 10, 2010

AVOID PAYING HIGH $$$ FOR CONVENIENCE


I paid $5.79, less than the cost of one fast-food combo meal. Yet I have convenient staple foods to use in a hurry for breakfast, lunch and dinner.

Saturday, July 31, 2010

CHRISTMAS IN JULY



Additional reductions on the lowest prices allowed me to save between 60-90%. I felt purchasing $385 in gifts was a great idea~provided I spent only $95.

Friday, July 23, 2010

$142. for only $19.

Taking advantage of the weekly sales ad paid off with an 86% savings. I had coupons for everything except the Gatorade. The majority of purchases on that deal's shop are included in the photo.
I also received register coupons for a free movie rental, 75c off a child's snack, and a $2. discount off my next order.

Saturday, July 17, 2010

2-DAY BOOK SIGNING


July 17 & 18
11:30 am ~ 8pm


Swinging Bridge Restaurant
Paint Bank, Virginia

Tuesday, July 13, 2010

WILL YOU DO MY SHOPPING?

This is one of the frequent questions I receive when teaching the coupon workshops. I joke that no one could afford me if I charged ~ but that I will teach you how to save as much (or more!) than I do. I did a favor for someone special, matching her diaper rain checks with soon-to-expire coupons. I added surprises, most of which were free with coupons. The most 'expensive' additional purchase (milk) cost 99 cents. Three catalina coupons from the register were a bonus. Less than $44. was spent on this shopping extravaganza, so her personal shopping consultant saved over $100.
I just love spending other people's money.


Tuesday, July 6, 2010

STOCK YOUR PANTRY

A well-stocked pantry will save money, in addition to time. Time savings will translate to fewer headaches and less stress.

Food that can be prepared quickly will eliminate the convenience (and high cost) of takeout. Some of these snacks may not be the healthiest but are acceptable in moderation, preventing money spent at a fast food drive thru. A backup bottle of laundry detergent is worth its weight in gold if you do not have your favorite. I stock all brands when I find a good price for gifts and donations. I use this one as an ingredient for my pretreatment spray. Fast dessert treats will be welcomed by a busy mom or your new neighbor.

I spent less than $8. here. So stock your pantry when you find a deal or two.
Here's to less headaches and stress everyone!

Saturday, June 26, 2010

LITERARY MAGAZINE ARTICLE

MAKE SACRIFICES WHILE YOU ARE YOUNG

I have had the advantage of gleaning wisdom from others. 'Everything in life is a tradeoff', 'choose your battles', and 'how you manage your money is more important than how much money you have' are just a few of those jewels. One of the best that I heard, and thankfully practiced, was to make sacrifices while you are young.

Now that I am middle aged, I am grateful for simple comforts that I did not enjoy in earlier years. I drove a car without air conditioning, while pregnant and living in a humid coastal area. I used old-school cloth diapers while working outside the home. Back in the day, diaper pins and rubber pants accompanied this chore.

When you are young, there is more energy for all tasks. Thinking on your feet comes naturally. Multitasking is a given. Each day may bring unexpected challenges but no problem, that is just a minor bump in the road. But those days pass quickly and before you know it, the next phase of life is upon you.

Thank goodness I made sacrifices along the way. Budgeting for a baby's repeated ear infection was hard, but necessary. I remember rocking crying infants during the night, knowing the routine once the pediatrician's office opened. Call for the earliest available appointment. Be thankful there was enough money in the checking account to pay the full office visit. Be even more thankful that enough was left to pay the drugstore's dispensing. Self file both out-of-pocket expenses with my insurance company. Wait for weeks and weeks to be reimbursed. Celebrate the occasional correct amount!

Predicting an out-of-town funeral was not possible, but this happened to me at least eight times. The emotional upheaval was hard enough. Additional stress of no travel money would have been almost unbearable. There were numerous other emergencies that required immediate attention. While they were difficult, they were at least manageable since I was a former younger and more energetic version of myself.

My emergencies still occur, but with one huge difference. I do not have the same amount of energy that I once enjoyed. I also have less functioning brain cells to think clearly with. The number is fast approaching the level where my children are fearful that I will forget my full legal name. Thankfully I can somewhat manage because I made sacrifices when I was younger. I might be able today to do those things I managed 30 years ago. Sure I could. They just could not be done all at once, such as on the same day. I doubt I could accomplish in a week what I used to routinely finish in one day.

There is not an outlined manual or prescription for an easy life. There is, however, a simple formula to make one's life easier in later years. It is not rocket science or brain surgery. It is a combination of common sense and a strong work ethic. Prepare for the inevitable because it will happen. Not if, but when. Memorize the previous two sentences, especially the shorter one. Don't forget to make those sacrifices while you are young.

Did I mention disposable diaper advancements? When my oldest child was being potty trained, companies advertised their latest and greatest improvement. Gathered pleats at the baby's legs would prevent leaks! I grow tired at the thought of those long-ago years. Once again, I am thankful I made sacrifices when I was young.



......article by Wendi Meredith
The Bluestone Review 2010 edition
Bluefield College's Literary Magazine

Friday, June 25, 2010

HARRIS TEETER SUPER DOUBLE COUPONS THROUGH TUESDAY

If you are within driving distance of a Harris Teeter grocery store, they are offering a great deal until June 29, 2010.

Super Double is for any manufacturer coupon up to $1.98. Limit of 20 per day.

click here for full disclosure on their store policy

Friday, June 18, 2010

STOCK YOUR FRIDGE

Each cold item was either on sale or BOGO. I used matching coupons for even more savings. Surprising, I know! Less than $7 was spent on everything.

Friday, June 11, 2010

BOOK SIGNING

Saturday ~ June 12, 2010
11a - 1p
&
3p - 5p

Book Warehouse
North Myrtle Beach, SC

click here for more info

Thursday, June 3, 2010

GENERIC BRANDS


I find that I can easily buy name-brand items cheaper than a generic substitute with my coupon system. This general rule tends to be true at least 99% of the time. There is, however, the occasional exception.
Due to the current economy, more retailers are promoting their individual brand. Some stores offer additional savings as an incentive for joining their rewards-card program. Several national chains have recently implemented such systems.

Each store-brand item shown had a corresponding coupon on the company website. Printable coupons included cents-off, buy one/get one free, and $5. off any $25. purchase.

Sunday, May 23, 2010

INEXPENSIVE HOMEMADE LASAGNA



People have often complained to me that lasagna is an expensive dish. I do not experience that because as always, I buy when ingredients are on sale. Each recipe served 6-8 people and cost approximately $3.98. The meat and cottage cheese were both on sale. Pasta and remaining cheeses were pennies when I combined a sale with my coupons, while the canned tomato products were free. I was able to prepare four pans at one time, freezing three for future enjoyment.